Rural communities and housing – An opportunity and a threat?

By Richard Gledhill
Image of a community in a rural area

In this bulletin, we consider the potential insurance implications of the Government’s change in planning policy upon those professional consultants offering services within this area which, whilst hopefully proving an opportunity for growth, need to be carefully considered so as to ensure there is no adverse impact upon your professional indemnity insurance as a direct result.

Having already been around for some time, the National Planning Policy Framework (NPPF) together with locally held planning policies and neighbourhood plans was intended to increase the delivery of rural homes. Under the NPPF,  local plans are required to take account of local needs for market and affordable housing, allowing market housing where it would significantly increase affordable housing, and the location of development where this will enhance the vitality of a community (hubs and clusters), together with the avoidance of isolated countryside dwellings.

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